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Welcome to Meadowland-Ford-Sterling Trucks Credit FAQ
Your credit history is important in helping our Commercial Truck Finance Specialists determine how you can best finance your vehicle purchase. When you apply for credit online or at your Dealer, they review your application, any previous Ford Credit history and your credit report to make a lending decision.
Positive credit history works in your favor and will remain in your open accounts section of your credit report indefinitely. But negative credit history is reflected in both your open accounts and any closed accounts and will remain in your credit report for seven years. Bankruptcy information can remain on your credit report for up to ten years.
Credit Reports Consumers should know what is in their credit report. You can obtain a copy of your credit report instantly online for a small fee by visiting ConsumerInfo.com, an Experian Company. Ford Credit is not responsible for the content related to this link.
Poor credit reports are the most common reason why applications are denied. However, Ford Credit will also consider other factors, such as your income and monthly payment habits, along with your credit report to determine your ability to sustain an obligation. Something as simple as financing a lower cost vehicle or extending the term could be all you need to qualify.
Developing a positive credit history is one of the most important personal financial steps you can take. Keep in mind there are steps you can take to improve your credit worthiness.
Improving Your Score Checklist:
- Pay off as many account balances in full as possible
- Have a verifiable address. At least six months at the same residence is preferable.
- Stable employment history
- Timely payment of the minimum amount due for each open account
- Close old accounts you never use
- Correct former addresses or other factual errors
Credit Card Fraud :
- Report lost or stolen checks or credit cards as soon as possible
- Get a new card, account number and password if you use an ATM card for banking
- Contact the Social Security Administration if someone is using your social security number
- Contact the credit agency's Fraud Victim Assistance Department.
- At Trans Union, the number is 800-680-7289; at Experian, 800-301-7195; and at Equifax, 800-685-1111.
Credit Agencies
If your credit report reflects inaccurate or outdated information, you can correct it.
Notify your local credit bureau of the problem in writing. The credit bureau will notify
the creditor involved. The creditor will investigate and report back to the bureau to
correct errors that have occurred. The three major credit reporting agencies are:
- Experian, 800-682-7654
- Trans Union, 800-888-4213
- Equifax, 800-685-1111
- General Information info@meadowlandford.com
- Sales 201.617.0700 Fax 201.617.9843 sales@meadowlandford.com
- Service 201.617.5577 Fax 201.617.9843 service@meadowlandford.com
- Parts 201.617.5200 Fax 201.617.9793 parts@meadowlandford.com
- Finance 201.617.0700 Fax 201.617.9843 finance@meadowlandford.com
- Customer Support Fax 201.617.9793 info@meadowlandford.com
We are a full service dealership, dedicated exclusively to new Ford truck sales as well as other select used trucks, service and parts. Our 7 acre facility houses the largest stock inventory of new and used trucks, for both personal and commercial use, throughout the entire Northeast.
We have those hard to find Trucks - Call 201 617-0700
Click here to get driving directions from your location
Meadowland Ford-Sterling
330 County Avenue,
Post Office Box 2218,
Secaucus, NJ 07096-2218
330 County Avenue,
Post Office Box 2218,
Secaucus, NJ 07096-2218
From the South: Take NJ Turnpike Exit 15X; pay toll and follow ramp through 2 traffic lights (North and South Road) to 3rd light. Make right onto New County Road. Cross railroad tracks and then bear left at the fork onto County Avenue. Meadowland Ford is 3/4 mile up on the right hand side, at the corner of Secaucus Road.
From the North: Take NJ Turnpike South to Exit 17; pay toll and bear right. Follow ramp to traffic light; make left onto Paterson Plank Road. At first light, make left onto County Avenue. Meadowland Ford is 1 mile down on left.
From the Northwest: Take NJ Route 3 East past Giants Stadium and Meadowlands Parkway exits. Exit right onto Service Road for Secaucus/NJ Turnpike. At Exxon Station, make right; follow street to end (light). At traffic light, make left; at next light (300 yards), make right onto County Avenue. Meadowland Ford is 1 mile down on left.
From the Southwest: Take NJ Route 280 East to the NJ Turnpike North (Eastern spur). Follow directions for From the South above.
From the East: Take NJ Route 3 past Mill Creek Mall exit; take exit for Secaucus/Local Roads to traffic light. At light, make left onto Paterson Plank Road; follow road to 4th light (County Avenue). At light, make right onto County Avenue. Meadowland Ford is 1 mile down on left.
From Jersey City Area: Take Tonnelle Avenue to Secaucus Road exit; take Secaucus Road West for 1 mile to corner of County Avenue; Meadowland Ford is on your left.
Ford Truck News - Monthly Newsletter !
- Monthy Ford Truck Specials
- Special Financing from Ford
- Latest information on Ford Trucks and Ford Cars
- Ford Trucks Specs - each month we feature a different Ford Truck
- Info on Special Fords - such as 4x4 Vans and 4x4 F750s, High Perf. Fords ....
Meadowland Ford is the largest commercial truck dealership in the tri-state area. We have
those hard to find, Dump Trucks, Rack Body Trucks, Service Body Trucks and Ford Box Trucks in stock, ready
to work. Cant find that special Ford Truck ? We can build it, or find it for you.
Meadowland Ford only uses the best body companies, we are not a car store, and our sales professionals
sell only commercial trucks. We know what you need and are always willing to assist you with your commercial
truck needs.
